Objective Dependent

We believe, for most investors, beginning with a specific objective leads to better investment decisions. Whether the objective is funding a specific goal, long-term liability matching, or accumulating a short-term reserve; we begin our client engagements by understanding our client’s objectives. A clearly articulated investment objective also benefits our investors by helping them better frame their risk tolerance, liquidity needs, and return expectations.

Process is Primary, Results are Secondary

Superior short-term investment return without a clear and understandable process is generally not repeatable. When crafting or recommending investment strategies, we believe that having a clear understanding of the underlying process and its assumptions is more important than results alone.

No “Perfect” Investment

There is no single investment or investment strategy that will provide optimal results through all market scenarios for achieving our clients’ objectives. Our experiences tell us most investors make poor investment decisions when they are constantly swayed by promises of best short- term gains. Rather than striving for the “best” investment solution, we strive to provide consistent advice and investment strategies tailored towards our clients’ goals.