Financial Planning
The foundation to achieving your goals.
The cornerstone of our relationship with our clients is financial planning. It establishes the definition of measurable progress and provides peace of mind during different life events. A financial plan is more than a document, a stack of investment statements and insurance polices, or list of goals; it is a continuous process. Each plan is tailored to each unique family. Our goal is to deliver the best advice, implementation, and maintenance throughout all the phases of the process.
Our advice is centered around the following areas:
Current Financial Position
Includes an evaluation of your financial situation, your strengths, and opportunities for improvement. We track and project cash flow through all phases of your financial life.
Risk Management & Insurance Planning
Includes an evaluation of areas where our clients are exposed to risk which we strategically minimize or eliminate. This includes a needs analysis for life, disability, and long term care insurances.
Wealth Accumulation
Includes college education planning, corporate benefit maximization, and investment management.
Tax Planning
We explore tax reduction, loss harvesting, distribution planning, gifting, and optimal use of workplace retirement/stock plans.
Retirement Planning
Whether retirement is twenty years away or five years ago, we provide a time-tested strategy to ensure consistent retirement income for your lifetime.
Estate Planning
Includes incapacity planning, guardianship planning, gifting techniques, and multigenerational wealth transfer techniques.
“Planning out your finances can be stressful and difficult to update consistently. AFP strives to provide peace of mind by listening, so we can understand your goals; educating, so you’re aware of your options, and accountability and objective feedback so you feel empowered to accomplish what’s most important to you.”
— Adrian Vaughn